CALCULATORS
The calculators below help you calculate important financial decisions easily.  You may try different variables in each and see the results.

Home Equity and Line of Credit

Personal Loan and Line of Credit

How  large a line of credit can I obtain?
Should  I consolidate debts?
What  will my tax savings be?
What  will it take to pay off my line of credit?
Should  I use a home equity loan instead of an auto loan?
How much will my loan payments be?

Should  I consolidate debts?
How much will my loan payments be?
What  will it take to pay off my line of credit?

Home Financing and Refinancing

Retirement Planning

How  much can I borrow?
How  much will my mortgage payments be?
How  much will adjustable rate payments be?
Which  is better: fixed or adjustable?
Should  I pay points to lower the rate?
Which  is better: 15 or 30 year term?
How  much should I put down for a new home?
How much can I save in taxes?
What will my closing costs be?
Am  I better off renting?
Am  I better off refinancing?
What  will my refinancing costs be?
How  can I reduce mortgage insurance costs?
Which  lender has the better loan?
Which  loan is better?
How  advantageous are extra payments?
What  home can I afford?

How will retirement affect my expenses?
Am  I saving enough? What can I change?
What  if I underestimate my expenses?
How much of an effect can inflation have?
What  happens if tax laws change?
How  much will Social Security provide after retirement?
What  if Social Security no longer exists?
What  will my income be after I retire?
What will my expenses be after I retire?
Which  savings or income sources will be the largest?
How  much can I invest before taxes each year?
How  advantageous is increasing my savings?
Which  savings should be used first?
What  will I earn with this account?
How  will this account be used?

Budgeting

Roth IRA

How much am I spending?
Should I pay off debt or invest in savings?
What will it take to pay off my balance?
How much should I set aside for emergencies
How much will it cost to raise a child?
What's  it worth to reduce my spending?
Should my spouse work too?

Should  I convert my IRA into a Roth IRA?
Which  will provide the most retirement income?
How  will changes in my tax rate affect the decision?
When  should I begin saving?
How  will a large withdrawal affect the decision?
What option is best for estate planning?
How do return rates affect my retirement income?
How much may I contribute to an IRA?

Mutual Funds

Autos

What  is my return if I sell now?
Should I sell my funds now and invest the money elsewhere?
What  fund share price achieves my target rate of return?
How  much do fees affect my return?
Should  I wait a year to sell my fund shares?
Which  fund is better?
Which  is better: a front or back load?
How  do exchange rates affect my foreign fund?
Which  is better: load or no load?
How do growth and income funds compare?
When  will I recover my costs?
 

Which  is better: a new or used vehicle?
How much should depreciation cost me?
Should  I lease or purchase a vehicle?
Should  I finance or pay cash for a vehicle?
How  much will my vehicle payments be?
Which vehicle loan is better?
What  term of vehicle loan should I choose?
Should  I use a home equity loan instead of an auto loan?
Which  is better: a rebate or special dealer financing?
How  long should I keep a vehicle?
What vehicle can I afford?

Insurance

How  much life insurance do I need?
What  is my return on a whole life policy?
What  is my return on a universal policy?
What  is my return on a variable universal policy?
Which  is better: Term or Whole Life?
Which  is better: Term or Universal Life?
Which  is better: Term or Variable Universal Life?